SOME OF THE LOWEST PREMIUMS EVER   OFFERED FOR  HIGHER DEATH BENEFITS!!! 

Sophie Couderc
Financial
Services
& Insurance
11282 Taylor Draper Lane
Suite 712
Austin, Texas 78759-3959
Tel.: (512) 346-5369
Fax: (512) 346-1035
Email: sophiecouderc@earthlink.net
Website: www.sophiecouderc.com
Texas Insurance License # 1030961


 

Sophie Couderc Financial

 Services & Insurance

 

                                                                                                

 

      LOWEST  RATES  and  OUTSTANDING SERVICE  are never out of your reach

with  Sophie Couderc Financial Services &  Insurance.  Since 1988  Sophie  has  been

providing      clients,         friendly,         reliable          and        fast service      with

The   Lowest   Premiums   from   The   Highest-Rated   Insurance   Companies.

 

      Take  a  look  at  the    Comparison  Tables    below   from  Two   Highly-Rated

out  of  the  many  Insurance  Companies  I   represent    and    SAVE    your    hard-

earned    $$$    in  many  situations    by    paying    Lower    Premiums!!!

 


 

SOME OF THE LOWEST PREMIUMS EVER

OFFERED FOR HIGHER DEATH BENEFITS

FOR A 10-YEAR GUARANTEED LEVEL PREMIUM

TERM LIFE INSURANCE POLICY!!!

 

 

 

 

     Life insurance is one of the most affordable ways to help provide financial protection for your family after your death.

 

 

 ARE YOU PAYING MORE THAN YOU SHOULD FOR LIFE INSURANCE???

 

 

      Compare   and    SAVE   MONEY    with  a   “Trendsetter® Super Term”    Life Insurance  from   TRANSAMERICA LIFE INSURANCE COMPANY   which is among the Top 5 Life Insurance carriers in the United States in term of life insurance in force… Rated A+ (Superior) by A.M. Best  and  AA- (Very Strong) by Standard & Poor’s for financial strength, ratings current as of October 1, 2018.

 

Trendsetter® Super 10 10-Year Guaranteed Level Term Life Insurance

Preferred Plus Non-Tobacco Monthly Premiums

 

 

$500,000

 

$750,000

 

    $1,000,000

 

$2,000,000

Age

 

Male

Female

 

Male

Female

 

Male

Female

 

Male

Female


35

    

$  16

  

 $  14

     

$  23

  

$  20

   

$  23

  

21

   $

44

$

39

40

     

$  24

  

 $  21

     

$  35

  

$  30

   

$  40

  

$  33

  $

77

$

63

45

     

$  34

  

 $  28

     

$  49

  

$  40

    

$  58

 

$  46

  $

113

$

90

50

     

$  52

 

 $  42

     

$  77

 

$  62

    

$  94

   

$  74

 $

185

$

145

55

     

$  85

  

$  68

     

$126

 

$100

    

$152

  

$119

 $

302

$

235

60

     

$136

  

 $112

$203

 

$167

   

$249

 

$203

  $

494

$

403

65

     

$240

$195

     

$359

 

$292

   

$436

  

$350

  $

 869

$

697

70

     

$421

$333

     

$630

 

$499

    

$782

 

$615

  $

1,561

$

1,227

  -MAXIMUM ISSUE AGE FOR THIS PRODUCT IS 80-    

 

Transamerica Life's Financial Ratings

Basis

Agency

Rating

Description

Statutory Financial Condition

A.M. Best

A+

Superior

Claims-Paying Ability

Fitch

A+

Strong

Financial Strength

Moody's

A1

Good

Financial Strength

Standard & Poor's

AA-

Very Strong

Ratings current as of October 1, 2018

       

If you would like a FREE QUOTE, please COMPLETE

the section below and SUBMIT or Call me at (512) 346-5369!

 

       Act now!!!    To  find  out  how  you  can  lock  in Today's premiums for 

10 years   or   any other Traditional   “15, 20, 25 and 30-years”    Guaranteed Level

Premium Term Periods you desire and see how a  “Trendsetter®  Super Term”  life

product can help provide extremely affordable protection for your family!!!

                                                     

                                                         Also

 

       Compare      and      SAVE   MONEY      with    “AG Select-a-Term SM    Life Insurance from   AMERICAN GENERAL LIFE INSURANCE COMPANY   which is among One of the Industries Most Highly Rated and Regarded Life Insurance carriers in the United States… Rated A (Excellent) by A.M. Best and A+ (Strong) by Standard & Poor’s for financial strength, ratings current as of October 1, 2018.

 

AG Select-a-Term 10 10-Year Guaranteed Level Term Life Insurance

Preferred Plus Non-Tobacco Monthly Premiums

 

 

$500,000

 

$750,000

 

$1,000,000

 

$2,000,000

Age

 

Male

Female

 

Male

Female

 

Male

Female

 

Male

Female


35

     

$  15

  

$  14

     

$  20

  

$  18

     

$  23

     

$  21

   $

41

 

$  36

40

     

$  22

  

$  20

     

$  30

  

$  28

     

$  35

     

$  30

   $

65

 

$  55

45

 

$  31

  

$  25

   

$  43

  

$  34

  

$  52

    

$  44

   $

98

 

$  82

50

     

$  47

  

$  37

     

$  68

  

$  52

      

$  78

     

$  64

   $

151

 

$122

55

     

$  76

  

$  61

     

$111

 

$  89

     

$137

     

$115

   $

269

 

$224

60

     

$120

  

$  87

     

$177

 

$128

     

$226

    

$165

    $

447

 

$325

65

     

$203

  

$136

     

$302

 

$202

     

$383

    

$252

    $

760

 

$498

70

     

$333

 

$253

     

$496

 

$377

     

$606

    

$446

    $

1,206

 

$886

  -MAXIMUM ISSUE AGE FOR THIS PRODUCT IS 80-    

    

American General Life's Financial Ratings

Basis

Agency

Rating

Description

Statutory Financial Condition

A.M. Best

A

Excellent

Claims-Paying Ability

Fitch

A+

Strong

Financial Strength

Moody's

A2

Good

Financial Strength

Standard & Poor's

A+

Strong

Ratings current as of October 1, 2018

 

If you would like a FREE QUOTE, please COMPLETE

the section below and SUBMIT or Call me at (512) 346-5369!

 

        Act now!!!    To  find  out  how  you  can  lock  in Today's premiums for 10 years   or   any other Guaranteed Level Premium Term Periods you desire and see how “AG Select-a-Term SM, a first-of-its-kind term life product can help provide extremely affordable protection for your family!!!

 

       You can select   not only   from the   Traditional   10, 15, 20, 25 and 30-years” Guaranteed Level Premium Term Periods   but   also select   now   from the following   Additional Term Periods:   “16, 17, 18, 19, 21, 22, 23, 24, 26, 27, 28, 29, and 35-years”   Guaranteed Level Premium Term Periods to answer  your  Precise Needs that   no one else offers!!!

      

Your Reasons For Buying Term Life
Insurance Are As Unique As You Are!!!

 

       Some Precise Needs could be as follows: Maybe you’re concerned with the ever-increasing cost of your child’s college education in 17 years, or protecting your hard-earned savings for retirement 23 years down the road. Perhaps you only need term life insurance to cover the remaining 27 years of your 30-year mortgage.

 

      Trendsetter® Super Term   and   AG Select-a-Term SM   both have also a conversion to a permanent policy without evidence of insurability, should you choose to convert your term policy!!!

 

 

    P.S. Apply for A Guaranteed Level Premium Term for 10 Years or any other Term Periods of your choice at Some of The Lowest Premiums ever!!! 

     

    Simply COMPLETE the section below and SUBMIT it for a PERSONALIZED and FREE QUOTE.  Of course there is no obligation.


Name: Sex: M F Date of Birth: NicotineUser?
Yes No
Spouse: Sex: M F Date of Birth: NicotineUser?
Yes No
Amount of Insurance Desired
for You:
Amount of Insurance
for your Spouse:
Phone#: (Office)
Phone#: (Residence)
Best time to call:
Fax #: E-mail Address:
Guaranteed Traditional Level Premium Term Life Insurance Period desired:

10-Year 15-Year 20-Year 25-Year 30-Year

I'm interested in a: - Year Term Period

 

 

* Trendsetter® Super 10 (Policy Form Number, TX: ICC16 TL24) is a term life insurance policy issued by Transamerica Life Insurance Company, Cedar Rapids, IA - 52499. Marketing office: Los Angeles, CA - 90015. * Premiums are guaranteed level for the first 10 years then premiums increase annually starting in year 11. Policy form and number may vary, and this policy may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid. 

** A+ is the 2nd Highest of 15 ratings awarded by A.M. Best; AA- is the 4th Highest of 20 ratings awarded by Standard & Poor’s..

 

* AG Select-a-Term SM (Policy Form Number ICC16-16901) is a term life insurance policy issued by American General Life Insurance Company, 2727-A Allen Parkway, Houston, Texas 77019. American General Life Insurance Company is the sole issuer of AG Select-a-Term Policies. * Important: Premiums for other rate classes, ages and payment plans are available. Premium charges will depend on each applicant’s evidence of insurability. Premiums increase at the end of the level term period if the policy is renewed. Death benefit remains level and is payable in lump sum, or installments, if so elected. The insurance company may contest the policy for two years from date of policy issue for material misstatements or omissions on the application. Death benefit is payable from any cause, except suicide within first two policy years. In the event of suicide in the first two years, policy is limited to return of premium paid. Premium rates shown above are current as of October 1, 2018. The underwriting risks, financial and contractual obligations, and support functions associated with the products issued by American General Life Insurance Company (AGL) are its responsibility. Guarantees are subject to the claims-paying ability of the issuing insurance company. American General Life does not solicit business in the state of New York. Policies and Riders are not available in all States. AGL is a member of American International Group Inc., (AIG). AIG does not underwrite any policy described herein.

** A is the 3rd Highest of 15 ratings awarded by A.M. Best; A+ is the 5th Highest of 20 ratings awarded by Standard & Poor’s.